What we do
We're like Harvey for banking.
We automate the repeatable work, end to end.
- Capital optimization
- Document validation
- Stress testing
- Regulatory reporting
Capital Intelligence
The AI platform for Risk Teams at financial institutions
CRR3 · ACTIVEHUMAN OVERSIGHT · ON
Capital Intelligence
The AI platform for Risk Teams at financial institutions
CRR3 · ACTIVEHUMAN OVERSIGHT · ON
What we do
We're like Harvey for banking.
We automate the repeatable work, end to end.
- Capital optimization
- Document validation
- Stress testing
- Regulatory reporting
Full, traceability and zero black boxes
- Source data
- CRR rule
- Result
Tracing every figure back to its source…
We help you navigate regulatory complexity with AI agents
Less manual work. Faster execution. More time for the decisions that matter.
Readings
Readings
Proven results, measurable impact
- +100
analyses available and more to come
- 0 mins
spent updating systems and process to regulation updates
- 100%
control by tracing data and keeping humans in the loop
- 4x
cheaper and faster than current alternatives
- +€10M
CET1 saved last quarter
- +9,000
hours saved
- 240x
reduction in time
Control room
Control room
Our Solutions
- I
Regulatory capital optimization
Capabilities
- Audit your database export files line-by-line with AI.
- Raise flags for contracts for which Risk Weight classification could be different.
- Generate a report that explains why and gives regulatory-grade justifications.
- II
Document validation
Capabilities
- Mortgages contract classificationUpload contracts, credit memos, collateral, and let AI classify them.
- Trade finance document classificationUpload guarantees and letters of credit, and let AI classify them.
- III
Stress testing
Capabilities
- Upload your portfolio and pick a scenario, whether regulatory, AI-proposed or your own.
- See the impact on capital and provisions in minutes.
- Get clear next actions, ready to export.
- IV
SRT doc preparation
Capabilities
- AI agents screen your portfolio and select the eligible SRT exposures.
- Prepare the documentation, from the regulatory basis to the supervisory process.
- Iterate with your regulator from one auditable, single source of truth.
- Audit trail & explainabilityEvery analysis is tracked, auditable, and explainable — so you can trust and justify every number.
- Regulatory horizonWe translate the latest regulatory updates into code with expert precision — no delays, no manual work.
- Human-in-the-loop100% control by tracing data and keeping humans in the loop.
Every analysis is tracked, auditable, and explainable — so you can trust and justify every number.
We translate the latest regulatory updates into code with expert precision — no delays, no manual work.
100% control by tracing data and keeping humans in the loop.
Architecture
Architecture
Full, traceability and zero black boxes
Is my data secure?
ImplementationOne month, end to end.
- DeploymentHybrid-cloud today. On-premise when a client requires it.
- IsolationAn isolated Kubernetes environment per client.
- ControlsEncryption, access controls, and audit logging.
Certifications and compliance
- ISO 27001Certified ISMS. Certificate and scope on request.
- DORAArticle 30 contract terms. Audit trail for your resilience reporting.
- GDPRGDPR compliant. DPA in place. EU processing.
- ResidencyEU storage. Encrypted in transit and at rest.
Certified ISMS. Certificate and scope on request.
Article 30 contract terms. Audit trail for your resilience reporting.
GDPR compliant. DPA in place. EU processing.
EU storage. Encrypted in transit and at rest.
Regulatory coverage
Regulatory coverage
- CRR3EU Capital Requirements RegulationLive
- UK PRAUnited KingdomExpanding
- US Basel III endgameUnited StatesExpanding
- LATAMLatin American frameworksExpanding
Questions
We're not a service firm — we're a product company. Dalatea automates what consultants do manually. That means no rotating teams, no black-box Excel files, and no one-off advice. Our system is always on, always improving, and always auditable.
Our agents combine deterministic rules (CRR logic, decision trees) with secure open-source LLMs trained with our proprietary data — giving you accuracy, speed, and control.
Yes — supervisor-grade reports out of the box. Dalatea automatically drafts memos and reporting templates to justify classification changes, RWAs, and capital decisions. These are aligned with regulatory expectations and customizable to your format.
Who we are
Contact us
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