Legal notice

1. Introduction

Welcome to Dalatea. These Terms of Service govern your use of our website and services offered by Dalatea.

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

2. Definitions

Service refers to the Dalatea website and the AI-powered regulatory capital optimization tools that Dalatea provides.

User refers to financial institutions and their authorized representatives who access or use our Service.

Data refers to any information that Users provide to Dalatea or that is collected through the use of the Service.

3. Use of Service

Our Service is designed for use by financial institutions in Europe. Users must be authorized representatives of these institutions with appropriate permissions to share and process the financial data required for the Service.

Users are responsible for maintaining the confidentiality of their account credentials and for all activities that occur under their account.

Users may not use the Service for any illegal or unauthorized purpose, nor may they, in the use of the Service, violate any laws in their jurisdiction.

4. Data Processing and GDPR Compliance

Dalatea processes personal and non-personal data in accordance with the General Data Protection Regulation (GDPR) and other applicable European data protection laws.

As a data processor for financial institutions, we implement appropriate technical and organizational measures to ensure data security and to protect the rights of data subjects.

For more information about our data practices, please refer to our Privacy Policy.

5. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Dalatea. The Service is protected by copyright, trademark, and other laws.

Users retain ownership of any data they provide to the Service. However, by using the Service, Users grant Dalatea a license to use, process, and analyze this data for the purpose of providing and improving the Service.

6. Limitation of Liability

Dalatea shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from the use of or inability to use the Service.

While we strive to provide accurate and reliable financial analysis, Dalatea does not guarantee the accuracy, completeness, or reliability of any results generated by the Service. Users are responsible for verifying any outputs and making their own informed decisions.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of the European Union and the specific member state where Dalatea is established, without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will provide notice of any significant changes through the Service or by sending an email to the primary email address associated with your account.

Your continued use of the Service after any changes to the Terms constitutes acceptance of those changes.

9. Contact Us

If you have any questions about these Terms, please contact us at info@dalatea.com